1. Object of Terms of Service

1.1 These Terms of Service (hereinafter “ToS”) govern the legal relationship between you and TerraYou GmbH, Alex-Wedding-Str. 5, 10178 Berlin, Germany (hereinafter referred to as “TY”) with regard to your use of Growth Journey by TerraYou, a digital mobile app offered by TY (hereinafter the “Service” or “App”).

1.2 The Service is intended solely for entertainment purposes. It is not designed to influence your real-life personal, financial, professional, or other decisions. No real-life money is needed to use the Service, and you cannot win any real-life money or anything of real-life value within the Service. The Service offers the option to purchase virtual items for real-life money subject to the provisions of these ToS.

1.3 You must be at least 13 years old to use the Service. For making purchases of virtual items in the Service you must be at least 18 years old.

1.4 The use of the Service is generally free of charge. The purchase of virtual items is subject to applicable fees outlined in Section 3 below.

1.5 Contractual language is English.

1.6 By using the Service, you accept these ToS.

2. Registration

2.1 Registration is optional and allows you to create a personal user account (“Account”).

a. You may register with an email address and password.

b. TY may offer registration via third‑party platforms (e.g., Meta/Facebook, Google). By registering via such platforms, you authorize TY to access information necessary for account creation.

c. Account information must be accurate and kept up to date.

d. You may terminate your Account at any time by deleting the App.

e. TY may terminate your Account with 14 days’ notice.

f. Extraordinary termination rights remain unaffected.

g. TY may terminate, suspend, or delete your Account immediately if you violate laws, ToS, or rights of third parties.

2.2 TY reserves the right to delete inactive Accounts after 180 days.

3. Virtual Items

3.1 The Service allows the purchase of virtual items (e.g., premium results in pdf form) solely for in‑app use.

3.2 Virtual Items have no real‑life monetary value and cannot be exchanged for real currency or goods.

3.3 Virtual Items must be purchased using real‑life money as outlined in the Service.

3.4 Payments may be processed through third‑party platforms, which have their own terms.

3.6 Purchasing Virtual Items constitutes an offer to TY; acceptance occurs once items are made available in the App.

3.7 Virtual Items can only be used within the Service.

3.8 Virtual Items may not be transferred or sold.

3.9 You may only buy Virtual Items if you reside in a country where the Service is legally available.

3.10 You must be at least 18 years old to make purchases.

3.11 If VAT applies, prices include VAT.

3.12 TY may exclude users from purchases. If TY deletes your Account or Access, or if you delete TerraYou app, Virtual Items are forfeited.

3.13 Virtual Items are digital goods and non‑refundable once delivered, except where EU consumer rights apply.

3.14 Virtual Items do not constitute electronic money under German law.

4. Free Rewards for Viewing Ads

4.1 TY may offer rewards for viewing advertisements (“Ads”).

4.2 Rewards require watching Ads fully.

4.3 Viewing Ads is voluntary.

4.4 Rewards have no real‑life monetary value.

4.5 TY may modify or discontinue rewards at any time.

5. Availability, Modifications

5.1 TY strives to keep the Service up‑to‑date and functional but cannot guarantee uninterrupted availability.

5.2 The right to use the Service is limited to TY’s technical capabilities.

5.3 TY may modify, restrict, or shut down the Service at any time.

6. Rights of Use

6.1 All copyrights and usage rights belong to TY.

6.3 Unauthorized use will be prosecuted.

7. Forbidden Activities

7.3 Any action impairing Service operation is prohibited.

7.4 TY may terminate or suspend your Account or Access for violations.

7.5 TY may investigate suspected illegal activity.

8. Third‑Party Links and Advertising

The Service may contain Ads or links to third‑party content. TY is not responsible for third‑party services or data handling. Use is at your own risk.

9. Data Protection

9.1 TY processes personal data in accordance with legal requirements.

9.2 Personal data is used for fulfillment, payment, and Service operation.

9.3 Details are outlined in our Privacy Policy.

10. Limitation of Liability

10.1 TY is liable for intent and gross negligence. TY is liable for negligent breach of essential contractual duties but only for foreseeable damages. Liability exclusions do not apply to injury to life, health, or mandatory statutory liability.

10.2 TY is not liable for incorrect information from participants or third parties.

10.3 TY is not liable for offers by third‑party providers.

11. Right of Modification

11.1 TY may modify these ToS.

11.2 Registered users will be notified by email four weeks before changes take effect and may object within that period.

11.3 If you object, the contract may be terminated with 14 days’ notice.

11.4 Changes affecting essential obligations must be reasonable for users.

12. Final Provisions

12.1 Changes to ToS must be made in writing unless otherwise allowed.

12.2 Invalid provisions do not affect remaining terms.

12.3 German law applies. Consumers in the EU retain protection under their local mandatory laws.

12.4 You are responsible for compliance with local laws when using the Service.

12.5 Information on dispute resolution (EU ODR platform) applies; TY is not obligated to participate in arbitration.

Email for legal matters: dispute@terrayou.com

Annex – Right of Withdrawal

RIGHT OF WITHDRAWAL

If you, as a consumer, conclude a contract for paid services (e.g. purchase of Virtual Items), the following right of withdrawal applies.

WITHDRAWAL INSTRUCTIONS – RIGHT OF WITHDRAWAL

You have the right to withdraw from this contract within fourteen days without giving reasons.

The withdrawal notice period is fourteen days from the date of conclusion of the contract.

In order to exercise your right of withdrawal, you must inform us (TerraYou GmbH, Alex-Wedding-Straße 5, 10178 Berlin, Germany, withdrawal@terrayou.com) by means of a clear statement (e.g. a letter or e-mail) of your decision to withdraw from this contract. You may use the attached model withdrawal form, which is not mandatory.

To comply with the withdrawal period, it is sufficient that you send the notification before the period expires.

CONSEQUENCES OF THE WITHDRAWAL

If you withdraw from this contract, we shall reimburse all payments received from you immediately and at the latest within fourteen days from the day we receive notification of your withdrawal. We will use the same means of payment for the refund that you used in the original transaction, unless expressly agreed otherwise; in no case will you be charged for this refund.

EXCLUSION OF THE RIGHT OF WITHDRAWAL

When concluding a contract for the delivery of digital content not stored on a physical data carrier, you expressly consent to the execution of the contract before the withdrawal period ends by allowing the use of the digital content. You also confirm that you acknowledge losing your right of withdrawal once execution begins.

Model Withdrawal Form

(If you wish to withdraw from the contract, please complete and return this form)

To: TerraYou GmbH, Alex-Wedding-Straße 5, 10178 Berlin, Germany, withdrawal@terrayou.com

I/we (*) hereby withdraw from the contract concluded by me/us (*) regarding the purchase of the following goods / provision of the following services (*):

Ordered on (): … / Received on (): …

Name of consumer(s):

Address of consumer(s):

Signature of consumer(s) (only if sent on paper):

Date:

(*) Delete as applicable